Showing posts with label health insurance. Show all posts
Showing posts with label health insurance. Show all posts

Monday, October 16, 2017

Obamacare's Embezzlement Scheme

Shockingly, at the rotting core of Barack Obama's signature heath-care law is a crime. When his administration initiated Cost-Sharing Reduction (CSR) subsidies to health insurance companies under Obamacare, it actually misappropriated public funds. Per 18 U.S.C. § 644:

“Whoever, not being an authorized depositary of public moneys, knowingly receives from any disbursing officer, or collector of internal revenue, or other agent of the United States, any public money on deposit, or by way of loan or accommodation, with or without interest, or otherwise than in payment of a debt against the United States, or uses, transfers, converts, appropriates, or applies any portion of the public money for any purpose not prescribed by law is guilty of embezzlement....”

Why do Democrats perpetually get away scot-free with such outrageous wrongdoing?

Recall that the Appropriations Clause is the cornerstone of Congress's “power of the purse”. In other words, only the legislature has the authority to disburse federal funds, not the former president's executive branch. Specifically, that responsibility is defined by the U.S. Constitution, Article I, section 7, cl. 1: “All Bills for raising Revenue shall originate in the House of Representatives; but the Senate may propose or concur with amendments as on other Bills.” Hence, President Trump's action to immediately terminate said illegal payments.

Naturally, the anti-Trump MSM opposes his rightful action. For example, Washington Post contributor Ilya Somin writes, “Now, President Trump is making the situation worse by trying to use these illegal payments as leverage to force the legislature to do his bidding.” For the record, didn't the Democratically-controlled Congress do Obama's bidding when they passed the ironically named Affordable Care Act (ACA) in 2010? For context, that's the same bill—without one Republican vote—that then-House Speaker Nancy Pelosi (D-CA) said had to be passed, “...[S]o that you can find out what is in it—away from the fog of the controversy.” That controversy, as this column details, is unceasing.

What liberals don't scramble, it seems, they tend to mix up. For starters, only Obama overstepped here, not Trump. Yet, Mr. Somin continues:

“What is ultimately at stake here is not only the future of the health care law, but of the constitutional separation of powers and the limits of executive branch authority. Trump’s ham-fisted attempt at dealmaking is eroding those limits....”

In truth, Trump's new executive order actually affirms Congress's autonomy. After all, House Republicans filed a lawsuit contending that the CSR payments were illegal. In May 2016, federal district Judge Rosemary Collyer agreed, though she stayed her judgment pending a possible appeal. The basis of her decision was Article I, section 9, cl. 7 of the U.S. Constitution which states, “No Money shall be drawn from the Treasury, but in Consequence of Appropriations made by Law.” Misconstruing the facts makes Mr. Somin, a professor of law at George Mason University, look foolish. Such intellectual dishonesty is the unfortunate result of obvious political blinders.

As does blaming Mr. Trump for the current dysfunctional state of U.S. health-care policy. After all, The Donald entered presidential politics on June 16, 2015. For five years previously, the GOP establishment repeatedly made promises—subsequently broken—to repeal and replace Obamacare. Irrespective of the president's “bidding,” don't the American people have the right to expect elected representatives to honor their own pledges? Therefore, it takes real chutzpah to criticize the new guy for trying to remedy an escalating problem that proceeded him. Truth-teller Trump tweeted Friday, “ObamaCare is a broken mess. Piece by piece we will now begin the process of giving America the great HealthCare it deserves!” What's wrong with moving the ball forward by taking legal steps that set things right?

In any case, the CSR payouts, made by the Department of Health and Human Services, were a considerable boon to health insurers’ bottom line: about $7 billion annually. How crooked to circumvent Congress—and misuse the Treasury as a slush fund for such ultra-Constitutional plotting! Likewise, how two-faced to publicly malign the very businesses the Obama administration was subsidizing via the back door. Clearly, chicanery rivaling Shakespeare's tangled web!

Importantly, this issue illuminates the interchangeability between progressivism and fascism. After all, didn't Democrats create a health-care behemoth designed to cede private industry (read: 1/6 of the U.S. economy) to jackbooted governmental control? The underlying criminality “greasing the wheels”—same as Obama's empty promises of keeping your doctor, and lowering premiums by $2,500—is apparent for all to see. If, in eight years, anyone had bothered to scrutinize the artifices of political Pinocchio's “hope and change,” that is. In retrospect, partisans voted blindly for a dystopian dream; without the foggiest notion of who—or what—they were really getting.

Twitter: @DavidHunterblog
http://patriotpost.us/commentators/446
http://www.americanthinker.com/author/david_l_hunter/
http://canadafreepress.com/members/74987/DavidLHunter/976
http://newstex.aci.info/authors/15977720f5100100002

Thursday, February 9, 2017

ObamaCare: Death or Deductible?

I should have gone to the hospital. [But] I knew there was a big bill waiting for me if I did, and I rolled the dice.” – Dr. Ashish Jha, Harvard University employee

Remember, the entire purpose of health insurance is the ability to receive inexpensive medical attention. In 2017, not even a M.D. can afford the so-called Affordable Care Act (known colloquially as ObamaCare). This big government behemoth—which swallowed 1/6 of the U.S. economy—is so costly, it actually discourages enrollees from seeking care. In George Orwell's dystopian novel “1984”, how is real-life ObamaCare any different than Big Brother's “Ministry of Peace” that actually makes perpetual war?

Harvard heath-policy researcher, Dr. Ashish Jha's heart had raced dangerously for more than an hour. His home remedies were ineffective. Was his condition life threatening tachycardia which can lead to a heart attack? He couldn't be sure. He admitted to his wife that the solution was an emergency room visit. Yet, this doctor feared his potential demise less than the 6,000 deductible that awaited him if he sought treatment. Cowed by the economics, like so many others, he didn't go.

When Dr. Jha signed up for the “lower” premium higher out-of-pocket plan, it had been a kind of personal experiment for him. An academic's quest to better understand how a trade-off—the cost-benefit ratio—influences heath. Unfortunately, his ivory tower scenario resulted in a life and limb gamble no different than Russian roulette. With the clock ticking, what matters more: money or mortality?

Today, that's a concrete question for the Republican-controlled Congress to answer. Why do they continue to dither over repealing ObamaCare? You know, the action they pledged to take six years ago? Dr. Jha is in the same boat as at least 46 million Americans with deductibles of $1,000 a year or more. For context, patient liability has increased a whopping 67 percent in the employer market since 2010. (ObamaCare was signed into law on March 23, 2010.) Furthermore, The Health Policy Brief by the Robert Wood Johnson Foundation summarizes Dr. Jha's dilemma rather clinically:

“Increasing plan deductibles has emerged as one potential solution to slowing health care cost growth by reducing use”.

Besides increased medication, Dr. Jha's cardiologist indicates a procedure will likely to cure his infirmity. Despite his health scare, Dr. Jha's decided to roll the dice for yet another year. Although he's clear on the solution, he's still stymied by the gargantuan deductible. Can one blame him if he's waiting on the Republicans' cost-effective ObamaCare replacement?

Twitter: @DavidHunterblog
http://patriotpost.us/commentators/446
http://www.americanthinker.com/author/david_l_hunter/
http://canadafreepress.com/members/74987/DavidLHunter/976
http://newstex.aci.info/authors/15977720f5100100002